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What Is Workers’
Compensation?

In California, if you are
injured at work, you are
subject to a different set
of rules and a different
legal process than if you
were injured outside of
the workplace.
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Description
The California Workers Compensation system is a state-
regulated insurance system that pays medical bills and may
replace lost income through temporary or permanent disability
payments. This applies to California employees who are
injured or disabled at work or who have work-related injuries,
industrial diseases or occupational illnesses.
Workers’ Compensation will pay for the medical treatment of
injuries or illness if:

  • The injury occurred at work or the disease or illness is
    job-related; and
  • The injured worker is an employee, and not an
    independent contractor, who suffered an injury on the
    job site.
California Workers Compensation insurance will also replace some of the
workers lost wages or income if the work injury or industrial illness caused
the injured worker to lose some or all income for more than three days.

How Does The Workers' Compensation System Work?

An injured California worker is usually entitled to all reasonable medical
care expenses that result from a work-related injury. Covered medical
care by California Workers Compensation insurance claims generally
include: medical, surgical and hospital services, dental services, crutches,
hearing aids, chiropractic treatment, physical therapy, nursing care and
the like and prescribed medications. Covered expenses typically continue
as long as medical treatments are reasonable and necessary to cure the
on the job injury.
If injured or ill, we advise you to consult with your workers’ compensation attorney regarding employer-
designated medical providers and your therapy. For example, your workers compensation lawyer can explain
the right to control your own medical treatment (choosing your own doctors) after 30 days have passed since
the incident.

If you or someone you care about has been injured in the work-place, please call us to discuss and protect
your legal rights.
703 Market Street, Suite 1109     San Francisco, California 94103
Telephone: 415-543-6462      Toll Free: 866-948-3773    www.guerrerolaw.net
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